Protect your family’s future
Financial Security for Your Family with Life Insurance
There is nothing more important to you than your family. You work hard so they may have the opportunity to succeed and grow. But what if something unexpected happened to you? How would your family afford to pay bills, keep their home and maintain their quality of life? We wish you a long and happy life with your family, but it is always a good idea to prepare for unlikely events. With the proper Life Insurance Plan, in the case of untimely death, your family will remain financially safe and secure.
Life insurance policies can be difficult to understand and unsettling when you are not sure you purchased the correct plan. Here, at Horizon Insure of Willow Grove, we sit down with you and work through the details. We want to make sure that you have the proper plan to ensure your family would remain financially secure and you feel confident you made the correct decision.
So, if you live anywhere from Chalfont to Yardley to Norristown, or any of the other surrounding neighborhoods, let us know how we can help you. We would be glad to review your current Life Insurance Policy or help you find a new plan.
What are some of my Life Insurance options?
The right life insurance is important to the present and future of your family’s financial security. Today, there is a wide variety of life insurance available. Here at Horizon Insure of Willow Grove, we offer Term, Universal and Disability Policies. And we are happy to help you customize coverage to meet your unique needs.
Term Life Insurance
The simplest form of life insurance, Term policies pay only if death occurs during the term of the policy, which is usually from one to 30 years. Most term policies have no other benefit provisions. If you do not have life insurance, a term policy is a good place to begin. Other than the years, or “term” of the policy, there are usually not many options, but is usually very affordable.
Universal Life Insurance
A type of permanent life insurance policy with flexible premiums, Universal Life Insurance can gain cash value over time. In this case, the issuing insurance company establishes a minimum interest rate, but if policy’s portfolio outperforms the minimum interest rate, the policy may gain cash value.
When should I consider reviewing my Life Insurance Policy?
Your policy is unique to you and designed for your. But, as life events happen, your policy should also be considered. Be sure to contact Horizon Insure of Willow Grove if you:
- get married or divorced
- have a child or grandchild
- opened or expanded a business
- have health concerns (or does your spouse)
- care for a parent, financially or medically
- care for a child or grandchild that requires long-term assistance
- purchase a new home
- are planning for the education of a child or grandchild
- have concerns about retirement income
- refinance your home mortgage
- received an inheritance
- own a sizable estate